Ormerod Income Protection Limited is authorised and regulated by the Financial Conduct Authority. FCA Number 552461
Registered in England, Registered No.7627056 Registered Office -
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07786 006860
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For friendly, no obligation advice please call us now on 07786 006860
When it comes to selecting the most suitable plan, we ask the questions and find you the solutions.
Ormerod Income Protection
Caring for your life, health and income needs
Income Protection
How would you pay the bills if you were sick or injured and couldn't work?
Why do more of us insure our cars, mobile phones, washing machines and our dogs than our own incomes?
“The one protection policy that every working adult in the UK should consider is the very one most of us don’t have – income protection…”
(Which? Money, January 2012)
When the unexpected happens, we know that what matters is peace of mind from a policy you can trust. At Ormerod Income Protection we advise and provide you cover which is straightforward, simple to arrange and specific to you.
Long-term income protection (IP) is an insurance policy that pays out a replacement
regular income if you're unable to work due to injury or illness.
IP usually pays out until retirement, death or your return to work. It typically
pays between 50-70% of your previous gross annual income, or can be provided on the
fact that ‘you’re just in work’ although short-term IP policies are now available
at a lower cost. IP doesn’t pay out if you're made redundant, but will often provide
'back to work' help if you're off sick.
We research the whole of the market and can offer…..
- 24hr cover for whether you’re employed or self-
employed;
- Cover for those who work in a high risk occupation;
- Cover for those who participate in any high risk sports;
- Tax free benefits;
- Deferment periods to suit your needs and budget;
- Claim periods for 1 year or up until retirement, again depending on requirements and budget.