Ormerod Income Protection Limited is authorised and regulated by the Financial Conduct Authority. FCA Number 552461

Registered in England, Registered No.7627056 Registered Office - Orchard House, The Square, Burton in Kendal, Lancashire. LA6 1LX



About Us



Types of Cover

Critical Illness

Life Cover

Income Protection

Business Protection

Get In Touch



07786 006860



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Reason For Your Enquiry

Can’t get cover elsewhere

If you can’t get cover for the extreme sport / hobbies you love doing then we can help.

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New and Growing Family

Do you have any protection for  you and your family in place to help when needed?

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Protect Your Business

If the worst was to happen to a key person in your business do you have any protection in place?

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For friendly, no obligation advice please call us now on 07786 006860

When it comes to selecting the most suitable plan, we ask the questions and find you the solutions.

Ormerod Income Protection

Caring for your life, health and income needs

Life Cover / Critical Illness

At Ormerod Income Protection we advise and provide you cover which is straightforward, simple to arrange and unique to you giving you and your loved ones financial security.

Life insurance is a great way to help protect your family from the financial worries they could face if you were no longer around, such as household bills, child-care costs, university fees and covering mortgage payments.

So what is life insurance? In a nutshell, life insurance is a contract between you and an insurer. It aims to pay out a cash sum if you die or become terminally ill during the length of the policy.

Critical Illness

You may have life insurance for when you die…

But what insurance do you have for when you live?

Words like cancer, heart attack and stroke immediately make us think the worst. However thanks to advances in cancer research, thousands of people who wouldn’t have survived 10 years ago are still here today.

This is all great news, but life often changes dramatically after diagnosis – not just emotionally, but financially too.

Mortgage payments, council tax, childcare costs, food and utility bills are just some of the regular payments that still have to be made. There might even be extra things to pay for such as medication or changes to the home. Sick pay from your employer might help, but only for a short period and state benefits only offer a limited amount.

It would be nice to know there was a financial cushion to fall back on if this happened, to make life that little bit easier. It would mean you could concentrate on getting better.

This is where Critical Illness Cover can really help. Even a little bit is better than none at all. It would give you peace of mind that if the worst happened, you’d be covered.

Critical Illness cover can buy you valuable time when you need it most.